Cards have no value until activated by cashier. I'm lovin' it. McDonald's Arch Card. Load it. Gift it. Love it. No value until purchased and activated. Valid only at participating McDonald's restaurants in the US. Card does not expire and no fees will be charged. No refunds and not redeemable for cash (unless required by law). Purchase, use or acceptance of this card constitutes acceptance of all terms and conditions. Lost or stolen cards will be canceled and replaced only upon representation of the original activation receipt or, if reloaded, the most recent reload receipt. This card is issued by, and represents legal obligation solely of, P2W Inc., NFP. mcdonalds.com You can reload your card at McDonalds.com or at any participating McDonald's restaurant. To check your card balance, visit mcdonalds.com or call 1-877-458-2200. To reload your card or check complete terms and conditions (including agreement to arbitrate and waiver of class action and jury trial), visit mcdonalds.com.